Westerly homeowners hiring a licensed chimney sweep this season should know what ‘licensed & insured’ actually covers. Hearth Harbor Chimney Corp meets Rhode Island’s standards and more—here’s what to verify before booking.
What Westerly homeowners get wrong about ‘licensed & insured’ chimney sweeps
Many Westerly homeowners assume any chimney sweep with a truck and a brush is ‘licensed and insured.’ That’s not always true. In Rhode Island, a license means the sweep has passed state exams and background checks, not just paid a fee. Insurance must cover both property damage and worker injuries—ask for proof before scheduling. Compare our credentials with any local sweep. We post our license and insurance certificates on our site so you can check them anytime.
Why Westerly’s summer humidity makes insurance a must for chimney work
Westerly’s summer humidity can hide hidden chimney damage until it’s too late. A licensed sweep with proper insurance protects you if a rotten flue liner or hidden crack causes a leak or collapse during cleaning. See how we handle repairs before they become costly emergencies. Always ask: Is your policy rated for chimney work? Ours covers up to $2M in liability—higher than many local competitors.